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Impact of information technology on nigerian banking sector (a case study of zenith bank nig negative impact of technology in today’s life. This paper analyses the effects of investment in information technologies (it) in the banking sector using bank-level data from a panel of 68 us banks over. Impact of e-banking on traditional banking services shilpan vyas school of computer science and information technology, singhania university, pacheri bari, jhunjhunu.